dude, just use paypal. i've used its donation feature in the past and found it really good. a few pennies is a small (VERY small) price to pay for the level of security and encryption they offer, which is why it is such a trusted and recognised brand.
plus, people with paypal accounts wont even have to enter in their card number again, so it's easier.
if you use some random unheard-of service, or God-forbid design it yourself, no-one will trust it, and as a result you'll get no donations.
Use PayPal - you won't regret it
(dammit! I wish I got commission from them... haha )
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